Current Deposit Rates
Interest Rates on Savings & Checking
All APYs are accurate as of January 1, 2025.
| Account Type |
Daily Balance Requirement |
Interest Rate |
Annual Percentage Yield |
| Free Interest Checking |
$1,000.00 - $10,000.00 |
0.50%
|
0.50%
|
| |
$10,000.01 - $25,000.00 |
1.00% |
1.00% |
| |
$25,000.01 - $75,000.00 |
1.24% |
1.25% |
| |
$75,000.01 & Over |
1.74% |
1.75% |
Tiered Savings
($100.00 Minimum Balance) |
$100.00 - $9,999.99 |
0.60% |
0.60% |
| |
$10,000.00 - $49,999.99 |
1.24% |
1.25% |
| |
$50,000.00 - $99,999.99 |
1.99% |
2.00% |
| |
$100,000.00 - $249,999.99 |
2.23% |
2.25% |
| |
$250,000.00 & Over |
2.97% |
3.00% |
| Christmas Club Savings |
$25.00 Minimum Balance
$2,500.00 Maximum Balance |
2.97% |
3.00% |
Money Market
($1,000.00 Minimum Balance) |
$1,000.00 - $24,999.99 |
0.80% |
0.80% |
| |
$25,000.00 - $49,999.99 |
0.90% |
0.90% |
| |
$50,000.00 - $99,999.99 |
0.95% |
0.95% |
| |
$100,000.00 - $249,999.99 |
1.00% |
1.00% |
| |
$250,000.00 & Over |
2.08% |
2.10% |
| Individual Retirement Account |
|
2.97% |
3.00% |
| Health Savings Account |
|
1.98% |
2.00% |
*These rates may change after account opening. Fees may reduce earnings.
Interest Rates on Certificates of Deposit
| Account Type |
Minimum Balance Requirement |
Interest Rate |
Annual Percentage Yield |
| 91 Day |
$500.00 |
2.18% |
2.20% |
| 6 Month |
$500.00 |
3.26% |
3.30% |
| 12 Month |
$500.00 |
3.75% |
3.80% |
| 18 Month |
$500.00 |
2.97% |
3.00% |
| 24 Month |
$500.00 |
3.06% |
3.10% |
| 30 Month |
$500.00 |
2.72% |
2.75% |
| 36 Month |
$500.00 |
2.97% |
3.00% |
| 48 Month |
$500.00 |
3.26% |
3.30% |
| 60 Month |
$500.00 |
3.36% |
3.40% |
*APY = Annual Percentage Yield
Penalties may apply for early withdrawal.