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Farmers Savings Bank

Privacy Policy

                                                                                                                                                                                               09/2015

FACTS

What does Bonanza Valley State Bank do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Payment history
  • Account balances
  • Credit history
  • Income
  • Credit scores




 

 
When you are no longer a customer we continue to share your information as described in this notice.

 

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Bonanza Valley State Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does Bonanza Valley State Bank share?

Can you limit this sharing?

For our everyday business purposes-
such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes-
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes-
information about your transactions and experiences 
No We don't share
For our affiliates' everyday business purposes-
information about your creditworthiness
No We don't share
For nonaffiliates to market to you No We don't share

 

 

 

Questions?

Call 320.346.2234 or go to www.bvsb.bank

 

What We Do

 
How does Bonanza Valley State Bank protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Bonanza Valley State Bank collect my personal information?

We collect your personal information, for example, when you.

  • Apply for a loan
  • Pay your Bills
  • Use your debit card
  • Deposit Money
  • Open an Account
Why can't I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purposes- information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions

 
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Bonanza Valley State Bank has no affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Bonanza Valley State Bank does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliates financial companies that together market financial products or services to you.

  • Bonanza Valley State Bank doesn't jointly market.