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Farmers Savings Bank

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Free Interest Checking

  • No Minimum Balance
  • No Service Charge
  • Must retain an average daily balance of $1,000.00 to receive the stated APY
  • Tiered interest rate based on average daily balance
  • 36 free checks
  • Free debit card upon approval



To open a consumer free interest checking account you will need to bring in the following:

  1. New Account Worksheet - top 3 sections completed
  2. Unexpired driver's license or government issued photo ID
    • if address is not current, proof of current address (ex. utility bill)
  3. Evidence of social security number (ex. social security card, Medicare card, tax form)